Back To Home Page
COMPANY PRODUCTS SMART DECISIONS INFORMATION
US Health Card
International Medical Plan
Medical Insurance - Individual & Group
Accident Disability Income
Home Health Care - Guaranteed Issue
Family Accident Policy 10000
Individual Dental Plan
Term Life Insurance
Simplified Issue Whole Life
Individual Disability Income
Individual Disability Income
 


Click Here To Order

Persons Insured for $10,000 Accidental Death & Dismemberment include all members, under age 70, and family (lawful spouses, under age 70, and dependent children under age 18, living at home).

Death – If, as a result of Injury, an Insured dies within one year from date of the accident causing the injury, benefits with be paid, subject to the overall maximum for any one accident, the death benefit which applies less any specific loss benefit paid because of the same accident. The one year limit does not apply in a Pennsylvania contract.

Specific Loss – If, as a result of an Injury, and Insured suffers a specific loss within one year from the date of the accident causing the Injury, benefits will be paid, subject to the overall maximum from any one accident, a benefit based on the face amount which applies to the Insured as specified in the table below:

For the Loss of

Percent of the face amount

Each Arm

75%

Each Leg

75%

Each Hand

50%

Each Foot

50%

Sight of Each Eye

50%

Speech

50%

Hearing of Each Ear

25%

Thumb & Index Finger of the Same Hand

50%

Persons Insured for $250 Weekly Disability Income include all members, under age 70, and lawful spouses, under age 70, who are gainfully employed.

WEEKLY ACCIDENT INCOME BENEFIT

If, as a result of injury, an insured becomes totally disabled within 90 days from the date of the accident causing injury, they will be paid (subject to any reduction – see below) the weekly accident income benefit on the following basic:

  1. benefits start on the 14th day of disability
  2. weekly benefit is $250. If payment is for part of the week, the day rate will be 1/7 of the weekly benefit;
  3. benefit for the period of disability will end on the first of these to occur:
    1. the death of the insured;
    2. when the total disability ends;
    3. when the number of weeks for which benefits have been paid equals twenty-six (26) weeks; when the insured reaches age 70.
  4. partial disability (able to perform some duties) after 14 days, up to $125 a week – then payable up to six (6) weeks.

Program Features:

ABA NATIONAL HEALTHCARD

  1. PPO Access
  2. Triple Prescription Discount Plan
  3. Affordable Dental
  4. Speech/Hearing Discounts

ACCIDENTAL DEATH & DISMEMBERMENT

  1. $10,000.00

ACCIDENT DISABILITY INCOME

  • Total Disability
    1. $250 Max. Per Week
    2. 14 Day Elimination
    3. 26 Weeks Benefit Period
  • Partial Disability
    1. $125 Max. Per Week
    2. 14 Day Elimination
    3. 6 Weeks Benefit Period

Eligibility – All dues paying members, under age 70, and family (lawful spouses, under age 70, who are gainfully employed and dependent children, under age 18, living at home). All eligible applicants accepted.

Order Now