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COMPANY PRODUCTS SMART DECISIONS INFORMATION
US Health Card
International Medical Plan
Medical Insurance - Individual & Group
Accident Disability Income
Home Health Care - Guaranteed Issue
Family Accident Policy 10000
Individual Dental Plan
Term Life Insurance
Simplified Issue Whole Life
Individual Disability Income
Individual Disability Income
 

Available Nationwide
Non-Cancellable/Guaranteed renewable

Guaranteed renewable - policy renewable to age 65

Fully Portable, policy is individually owned

1 year to life time benefits available

24-Hour Coverage Worldwide (occupational and non-occupational)

Benefits are not offset by Worker's Compensation and Social Security

Covers most blue and white collar occupations

Uni-Sex Rates

Simplified Underwriting

 

No Physical Examinations, Blood, Urine, Attending Physician's Statements, or investigative reports required

No Income Documentation

Will consider all earned income ranges

Will not deny coverage on employed persons with unearned income

Benefits are not offset by Worker's Compensation and Social Security

Covers most blue and white collar occupations

Uni-Sex Rates

 

Sample of Occupations:

 

Actor or Actress

Beautician

Bricklayer

Bus Driver

Butcher

Clergy

Detective

Construction Worker

Fireman

Hotel Employees

Lumberman

Police Officers

Roofers

And much much more...

   
 

For Clients and Brokers:

Additional Information